Why Lease a New Car?
If you want to drive newer, safer, more reliable vehicles, but prefer not to commit to a sizable down payment every 3-4 years, and also do not travel an enormous amount of miles every year, then a new car lease should be the right choice for you. Leasing is intended for people who prefer to bypass the hassle of selling and buying each time they want to get into a new car or truck.
Why Should You Buy a New Car?
Conversely, if you prefer long term relationships with a greater sense of commitment and ownership, then buying may be what's best for you. Car-buying is typically best for people who will not mind driving the same car, truck, or SUV for more than five years or even until it's no longer suited for the freeway.
Buying vs Leasing: Which One Is Right for You?
Being aware of the pros, cons, and overall benefits of leasing vs buying a car is critical. Be sure to look at repair costs, vehicle ownership, monthly payments, and potential savings when calculating the best new car, truck or SUV financing type for you.
Buying: Ownership vs Leasing
When weighing the value of vehicle financing, new vehicle ownership absolutely comes with many well-known advantages, most associated with outright ownership of the car or truck. You may not realize, however, there are also a few great upsides of leasing, as well. It's imperative to consider all financial aspects including buyout payments, down payment, monthly payments, term length, interest rate, depreciation, and maintenance & repair costs, before making a decision. A meticulous examination of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the optimal choice between leasing and buying a new car, truck, or SUV.
Monthly Payments
Car or truck lease payments are oftentimes less expensive than auto loan and car financing payments as the normal lease structure is pretty much renting with the option to purchase near the final payment of your lease term. Keep in mind when leasing that you'll need a healthy credit score, and will be required to carry collision and comprehensive insurance, although the same can be said for the lower rate auto loans. Though it may likely increase your monthly payments, it's also best to select a model with the features you need or want, as personal satisfaction is often priceless.
Maintenance & Repair
Auto leasing often includes regular vehicle maintenance & repair. It's important to keep this in mind when projecting monthly costs of leasing vs ownership. No matter what make and model you select, mechanic bills are an unknown cost that can quickly add up. And for those of us who are not certified auto mechanics with a full toolset and hydraulic jack in the garage, leasing may be the best option for peace of mind.
Peace of Mind
In general, a new car, truck, or SUV lease saves money in the short term with more affordable monthly payments, while buying earns you a long term investment, meaning outright ownership of the value of the car, truck, or SUV at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for going over mileage, terminating the vehicle lease early, or putting on excessive wear and tear. For the best investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.
| Lease | Buy | |
| New Vehicles | Available | Available |
| Pre-Owned Vehicles | Not Available | Available |
| Vehicle Customization | Not Available | Available |
| Poor Credit Financing | Not Available | Available |
| APR % | Credit-Based | Credit-Based |
| Ownership | No Ownership | Pride of Ownership |
| Down Payment | Smaller Down Payment | Larger Down Payment |
| Monthly Payment | Smaller Monthly Payments | Larger Monthly Payments |
| Savings/Investment | Short Term Savings | Long Term Investment |
| Finance Term | Approx. 2-4 Years | Approx. 3-6 Years |
| Maintenance & Repair Costs | Typically Included | Not Included |
Buick GMC Lease and Finance Offers In Rosenberg TX
Finnegan Chevy Buick GMC knows that choosing the right Buick GMC car and financing option is never easy. Our team of experienced Buick GMC lease and finance specialists are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Rosenberg, TX. We look forward to serving you.
New 2023 Chevrolet Silverado 1500 Crew Cab Short Box 2-Wheel Drive LT
- Sale Price $39,980
- Exterior
- Summit White
- Engine
- 2.7L Turbo
New 2024 Chevrolet Silverado 1500 Crew Cab Short Box 4-Wheel Drive LT 1LT
- Sale Price $49,250
- Exterior
- Summit White
- Engine
- EcoTec3 5.3L V8
New 2024 Chevrolet Silverado 1500 Crew Cab Short Box 4-Wheel Drive RST
- Sale Price $51,045
- Exterior
- Radiant Red Tintcoat
- Engine
- EcoTec3 5.3L V8
New 2024 Chevrolet Silverado 1500 Crew Cab Short Box 4-Wheel Drive RST
- Sale Price $51,515
- Exterior
- Summit White
- Engine
- EcoTec3 5.3L V8
New 2024 Chevrolet Silverado 1500 Crew Cab Short Box 4-Wheel Drive RST
- Sale Price $51,515
- Exterior
- Black
- Engine
- EcoTec3 5.3L V8
New 2023 Chevrolet Silverado 1500 Crew Cab Short Box 4-Wheel Drive Custom
- Sale Price $41,590
- Exterior
- Black
- Engine
- 2.7L Turbo
- Exterior
- Black
- Engine
- 2.7L I4 Turbocharged DOHC 16V LEV3-SULEV30 310hp
New 2024 Chevrolet Silverado 1500 Double Cab Standard Box 2-Wheel Drive WT
- Sale Price $37,525
- Exterior
- Sterling Gray Metallic
- Engine
- 5.3L EcoTec3 V8 engine
New 2024 Chevrolet Silverado 1500 Crew Cab Short Box 2-Wheel Drive Custom
- Sale Price $38,585
- Exterior
- Sterling Gray Metallic
- Engine
- 2.7L I4 Turbocharged DOHC 16V LEV3-SULEV30 310hp
New 2024 Chevrolet Silverado 1500 Crew Cab Short Box 4-Wheel Drive Custom
- Sale Price $41,290
- Exterior
- Black
- Engine
- 2.7L I4 Turbocharged DOHC 16V LEV3-SULEV30 310hp
- Exterior
- Summit White
- Engine
- EcoTec3 5.3L V8
New 2024 Chevrolet Silverado 1500 Crew Cab Short Box 4-Wheel Drive LTZ
- Sale Price $55,055
- Exterior
- Summit White
- Engine
- EcoTec3 5.3L V8
- Exterior
- Radiant Red Tintcoat
- Engine
- EcoTec3 5.3L V8
New 2023 Chevrolet Silverado 1500 Crew Cab Short Box 4-Wheel Drive Custom
- Sale Price $42,590
- Exterior
- Sterling Gray Metallic
- Engine
- 2.7L Turbo
New 2023 Chevrolet Silverado 1500 Crew Cab Short Box 2-Wheel Drive LT
- Sale Price $45,840
- Exterior
- Summit White
- Engine
- EcoTec3 5.3L V8
New 2023 Chevrolet Corvette Stingray Coupe 3LT
- Sale Price $93,365
- Exterior
- Black
- Engine
- 6.2L V8
New 2023 Buick Enclave Premium FWD
- Sale Price $49,184
- Exterior
- Ebony Twilight Metallic
- Engine
- 3.6L V6 SIDI VVT
New 2023 GMC Sierra 1500 Double Cab Standard Box 2-Wheel Drive Pro
- Sale Price $38,695
- Exterior
- Sterling Metallic
- Engine
- EcoTec3 5.3L V8
New 2023 GMC Sierra 1500 Crew Cab Short Box 4-Wheel Drive Denali Ultimate
- Sale Price $79,760
- Exterior
- Titanium Rush Metallic
- Engine
- EcoTec3 6.2L V8
New 2023 Buick Enclave Essence AWD
- Sale Price $44,602
- Exterior
- Moonstone Gray Metallic
- Engine
- 3.6L V6 SIDI VVT
New 2023 Buick Enclave Essence FWD
- Sale Price $42,782
- Exterior
- Moonstone Gray Metallic
- Engine
- 3.6L V6 SIDI VVT
New 2023 Buick Enclave Essence FWD
- Sale Price $42,782
- Exterior
- Ebony Twilight Metallic
- Engine
- 3.6L V6 SIDI VVT
New 2024 GMC Sierra 1500 Crew Cab Short Box 4-Wheel Drive Denali
- Sale Price $72,470
- Exterior
- Titanium Rush Metallic
- Engine
- 3.0L I6
New 2024 Chevrolet Blazer LT FWD
- Sale Price $30,295
- Exterior
- Summit White
- Engine
- 2.0L Turbocharged
Friendly team who is willing to assist you
Friendly team who is willing to assist you
Khanice C.
RICHMOND
Jazmin my salesperson was great! She was...
Jazmin my salesperson was great! She was courteous, patient and informative. The finance manager was also very helpful.
Janice B.
ROSENBERG
I had the oil changed and tires rotated...
I had the oil changed and tires rotated and got a free hand wash that looked very nice.
Timothy B.
RICHMOND
I was greeted quickly by the service...
I was greeted quickly by the service advisor. I waited in the customer lounge for the work to be completed. It was completed quickly. The customer lou...
Andrew W.
RICHMOND
Keith and Jamie always have me taken...
Keith and Jamie always have me taken care of.
Alexander H.
RICHMOND
Great Service. I've been getting my oil...
Great Service. I've been getting my oil changed there since purchasing my GMC. price has increased over a few years but great service. returned the ne...
Burton L.
MISSOURI CITY
