Why Lease a New Car?
If you want to drive newer, safer, more reliable vehicles, but prefer not to commit to a sizable down payment every 3-4 years, and also do not travel an enormous amount of miles every year, then a new car lease should be the right choice for you. Leasing is intended for people who prefer to bypass the hassle of selling and buying each time they want to get into a new car or truck.
Why Should You Buy a New Car?
Conversely, if you prefer long term relationships with a greater sense of commitment and ownership, then buying may be what's best for you. Car-buying is typically best for people who will not mind driving the same car, truck, or SUV for more than five years or even until it's no longer suited for the freeway.
Buying vs Leasing: Which One Is Right for You?
Being aware of the pros, cons, and overall benefits of leasing vs buying a car is critical. Be sure to look at repair costs, vehicle ownership, monthly payments, and potential savings when calculating the best new car, truck or SUV financing type for you.
Buying: Ownership vs Leasing
When weighing the value of vehicle financing, new vehicle ownership absolutely comes with many well-known advantages, most associated with outright ownership of the car or truck. You may not realize, however, there are also a few great upsides of leasing, as well. It's imperative to consider all financial aspects including buyout payments, down payment, monthly payments, term length, interest rate, depreciation, and maintenance & repair costs, before making a decision. A meticulous examination of your current financial situation, future needs, and your preference for commitment, will likely ensure that you make the optimal choice between leasing and buying a new car, truck, or SUV.
Monthly Payments
Car or truck lease payments are oftentimes less expensive than auto loan and car financing payments as the normal lease structure is pretty much renting with the option to purchase near the final payment of your lease term. Keep in mind when leasing that you'll need a healthy credit score, and will be required to carry collision and comprehensive insurance, although the same can be said for the lower rate auto loans. Though it may likely increase your monthly payments, it's also best to select a model with the features you need or want, as personal satisfaction is often priceless.
Maintenance & Repair
Auto leasing often includes regular vehicle maintenance & repair. It's important to keep this in mind when projecting monthly costs of leasing vs ownership. No matter what make and model you select, mechanic bills are an unknown cost that can quickly add up. And for those of us who are not certified auto mechanics with a full toolset and hydraulic jack in the garage, leasing may be the best option for peace of mind.
Peace of Mind
In general, a new car, truck, or SUV lease saves money in the short term with more affordable monthly payments, while buying earns you a long term investment, meaning outright ownership of the value of the car, truck, or SUV at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for going over mileage, terminating the vehicle lease early, or putting on excessive wear and tear. For the best investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.
| Lease | Buy | |
| New Vehicles | Available | Available |
| Pre-Owned Vehicles | Not Available | Available |
| Vehicle Customization | Not Available | Available |
| Poor Credit Financing | Not Available | Available |
| APR % | Credit-Based | Credit-Based |
| Ownership | No Ownership | Pride of Ownership |
| Down Payment | Smaller Down Payment | Larger Down Payment |
| Monthly Payment | Smaller Monthly Payments | Larger Monthly Payments |
| Savings/Investment | Short Term Savings | Long Term Investment |
| Finance Term | Approx. 2-4 Years | Approx. 3-6 Years |
| Maintenance & Repair Costs | Typically Included | Not Included |
Buick GMC Lease and Finance Offers In Rosenberg TX
Finnegan Chevy Buick GMC knows that choosing the right Buick GMC car and financing option is never easy. Our team of experienced Buick GMC lease and finance specialists are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Rosenberg, TX. We look forward to serving you.
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Good people good service fast proses.
Good people good service fast proses.
Shazad M.
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We had a smooth and great experience ,...
We had a smooth and great experience , Mr Robert Morath very knowledgeable, all our doubts were answered, he explained us step by step the use of the ...
Andrea D.
FULSHEAR
The sales team worked hard to get me in...
The sales team worked hard to get me in a new GMC Denali truck. They were also quick to get a couple of minor items resolved.
Norbert B.
SUGAR LAND
All good service and people, but still...
All good service and people, but still don���t understand why an oil change takes over 2 hours when u have an appt.
Robert W.
ROSENBERG
Landon was a great salesman, very...
Landon was a great salesman, very helpful and made the car buying process an exciting experience.
Matthew S.
EAGLE LAKE
We did not have a hassle deciding on...
We did not have a hassle deciding on which vehicle to purchase.
Joseph D.
HOUSTON
Mario Compean is such a great sales...
Mario Compean is such a great sales person very profesional, knowledgeable and great personality over all. Such a great sales person we didn���t feel ...
Ana G.
HOUSTON
Great people and easiest car purchase...
Great people and easiest car purchase experience in my life!
Juan D.
RICHMOND
Great, the staff was wonderfully no...
Great, the staff was wonderfully no pressure to make a sale, Mario was very helpful and a pleasure to to deal with. Thank you
Lenard L.
BRAZORIA